Told that we all need to finish applying for health insurance through the Affordable Care Act by a certain date, many of us are in a panic. Our main instruction has been “Apply online. Visit HealthCare.gov to get started.” But we all know firsthand — or have heard about — the nightmares people have been encountering attempting to sign up by this method.
Alternate methods of applying for Obamacare that may be more effective than using HealthCare.gov

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